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Main => Gospel Music Lounge => Topic started by: LaylaMonroe on June 10, 2011, 09:20:48 AM

Title: Must be nice.
Post by: LaylaMonroe on June 10, 2011, 09:20:48 AM
I'm not trying to bash anyone who was taken by the whole ARM thing (because of Americans' need to have bigger, better, more, NOW - and to have it at any cost). But this is really ridiculous.

These folks have not paid a dime on their mortgages in up to 5 years, and still have not a penny saved. What the heck??

Quote
Lynn, who didn't want her last name used, purchased a two-bedroom on Tampa Bay in 1998 for $135,000.

As the waterfront property's value skyrocketed, eventually reaching $750,000, she refinanced twice (once to expand a business), and took out a second mortgage. She now owes more than $600,000 on the home, which is worth only $235,000.


Quote
Ruben Martinez, a Staten Island, N.Y., man trapped in a particularly bad adjustable rate mortgage, stopped paying more than three years ago. His attorney, Robert Brown, has managed to stave off one foreclosure.

Martinez, still struggling to find work, has little in savings despite the missed payments. He's earning some income as a pastor and consulting for a non-profit family counseling organization.


Isn't there an integrity breach here?? Not to mention, the violation of a Biblical principle or two.  :-\

http://finance.yahoo.com/news/Foreclosure-limbo-Staying-cnnm-989137852.html?x=0 (http://finance.yahoo.com/news/Foreclosure-limbo-Staying-cnnm-989137852.html?x=0)
Title: Re: Must be nice.
Post by: phbrown on June 10, 2011, 09:32:45 AM
but rates are really really low right now, as such shouldn't there ARMs also be low!
Title: Re: Must be nice.
Post by: under13 on June 10, 2011, 01:11:56 PM
WoW. Why dont they just move into a 1 bedroom apartment or something? Strong sense of entitlement.
Title: Re: Must be nice.
Post by: phbrown on June 10, 2011, 01:14:16 PM
WoW. Why dont they just move into a 1 bedroom apartment or something? Strong sense of entitlement.

they don't have the cash for the deposit?
Title: Re: Must be nice.
Post by: under13 on June 10, 2011, 01:26:00 PM
they don't have the cash for the deposit?

They cant save $2000 after living free for 2 years?
Title: Re: Must be nice.
Post by: phbrown on June 10, 2011, 02:11:32 PM
They cant save $2000 after living free for 2 years?

naw, credit card debt you know how most americans get down

I'm being silly U13 I agree with you they should have saved money but ....
Title: Re: Must be nice.
Post by: under13 on June 10, 2011, 02:38:42 PM


I'm being silly U13 I agree with you they should have saved money but ....

but what? lol
Title: Re: Must be nice.
Post by: phbrown on June 10, 2011, 03:52:23 PM
but what? lol

lol!

I was about to put in some excuse someone might have but I got tired
Title: Re: Must be nice.
Post by: under13 on June 10, 2011, 05:34:25 PM


Where are all of the liberal posters today?  :D  :P

Title: Re: Must be nice.
Post by: blyempowered on June 10, 2011, 05:37:04 PM
Lol what about the moderate posters?
Title: Re: Must be nice.
Post by: LaylaMonroe on June 10, 2011, 05:40:18 PM
@U13, ikr!! LOL
Title: Re: Must be nice.
Post by: Fenix on June 10, 2011, 05:42:42 PM
Teh assumption being they were earning steady income over those years.

If you don't have a job, and you stop paying your mortgage, you're not really saving money cuz you didn't have that money to spend in the first place. :)
Title: Re: Must be nice.
Post by: LaylaMonroe on June 10, 2011, 05:48:07 PM
You didn't read the article, Sir Fenix. :)
Title: Re: Must be nice.
Post by: under13 on June 10, 2011, 05:56:10 PM
Lol what about the moderate posters?

lol. with some things you have to be either hot or cold.
@U13, ikr!! LOL

lol I'm just sayin...we havent had a good debate in the past few weeks.  I'm finna start a thread on black women, so that should solve that problem. :D
Title: Re: Must be nice.
Post by: LaylaMonroe on June 10, 2011, 05:59:51 PM
LOL!!!

We need another scandal, I guess. :-\

But yeah, I don't think the housing crisis or immigration were ever really hot button items @ LGM. *shrug*
Title: Re: Must be nice.
Post by: Fenix on June 10, 2011, 06:02:27 PM
You didn't read the article, Sir Fenix. :)

I have been exposed, ma'am. :)