I'm not sure what sounds are available...forgive me...I'm a novice. I guess I want something that can give a nice smooth jazzy sound....but if I want to play a quartet song with just guitar and drummer, it'll have that sound as well.
It appears Gibby hijacked your thread.

But that's okay....

My question (to get back on track) is: How much are you expecting to pay?
I ask because it limits the field and allows us to make more useful suggestions...
...AND it gives us a chance to perhaps recommend that you purchase a USED guitar!
My number one rule is that you should NEVER lose money on a guitar purchase. By this I mean that most guitars purchased as a music store will be worth 40% less on resale immediately after you leave the music store.
AND many used guitars actually go UP in value. For example, I took to purchasing some wonderful Japanese made ESP 400 Series Stratocaster & Telecaster style guitars in the late '90s for no more than $200 each (originally made in the mid '80s). I now see them selling on eBay for $450 to $550 depending on model & finish. THAT'S the kind of guitar you want.
One more question...WHERE are you? I mean, what town or area?
Perhaps you're near one of us. You should reach out to local guitarists and guitar instructors and ask what deals they've seen locally that would fit your needs. Search local pawn shops and tell us what you find...we can help you tell the junk from the jewels. Check out your local Craig's List on the computer...I buy LOTS of gear from Craig's List. (As a keyboard related illustration, I purchased a perfect 1958 Hammond B3 for $125 last year from a Craig's List ad...get the picture?)

Without knowing anything more than what you're told us:
1. Beginning guitarist
2. Gospel music of various styles
3. Lower cost
I'd think a Stratocaster-style guitar is your best bet for sound & value.
Don't go pull the pin before getting back to us. There are tips and tricks even withing the Strat-style guitars out there. Not everything shaped like a Fender Strat is equal...even if it says "Fender" on the headstock. There's a lot of places things can get muddled or confusing in the guitar world and guitar salesmen are worse than used car salesmen...so keep us in the loop on your plans.
-- Sonar
Annapolis, MD